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Loft Insulation Grants in 2025: What’s New and How to Apply

Loft Insulation Grants in 2025 What’s New and How to Apply
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The heat energy rises from the bottom to the top of the home. If there is no efficient insulation in the roof, a lot of heat will escape. In order to prevent this heat loss, loft insulation will be the best option. 

In the following blog post, there is a detailed discussion about different government grants which are providing loft insulation. 

Which Government Grants are Providing Loft Insulation?

The UK government is providing several loft insulation schemes in 2025. Some most important of them are the following: 

Energy Company Obligation (ECO4)

Energy Company Obligation (ECO4) is the UK government scheme for energy efficiency benefits. In this scheme, the government collaborates with different energy companies to help low-income households. 

One of the main benefits of this scheme is free loft insulation. They install the insulation to reduce heat loss, resulting in low energy bills.

Which Types of Loft Insulations are Provided by the ECO4? 

The ECO4 scheme provides different types of loft insulation according to the home’s requirements. Some most common loft insulation provided by the ECO4 are the following: 

  • Blanket Insulation 
  • Loose Fill Insulation 
  • Sheet Insulation 
  • Blown Fiber Insulation 

Eligibility Criteria for ECO4 Loft Insulation 

In order to get the loft insulation grants from the ECO4 scheme, the households need to fulfil the following conditions: 

1. Households with annual incomes lower than $31,000 are eligible for this scheme. 

2. At the same time, the households who receive the government benefits are also eligible for the loft insulation. The ECO4 scheme considers the following benefits eligible for the scheme: 
  • Child Benefit
  • Housing Benefit 
  • Income Support 
  • Pension Support 
  • Universal Credit 
  • Working Tax Credit 

3. The houses which have EPC ratings of D, E, F, or G, are also eligible for loft insulation grants of ECO4. 

4. The properties of loft insulation which has a thickness lesser than 100mm are also eligible for the ECO4. 

Step-by-Step Process to Get the Loft Insulation ECO4

The process of getting the loft insulation grants through the ECO4 involves the following steps: 

  • First of all, check the eligibility for ECO4 through online eligibility or by asking the customer service team of ECO4. 
  • Now, apply for the scheme by filling out the online application form.  
  • They will send a surveying team to assess the conditions of the home and the existing heating system. 
  • Once the application is approved, the ECO4 team will contact you to discuss the installation process of loft insulation. 

The ECO4 team will install the loft insulation and hand over all the details about the loft insulation.

Home Upgrade Grant (HUG)

The Home Upgrade Grant (HUG) is another government-funded scheme which provides loft insulation. The local authorities consider the heating requirements of the local homes and their eligibility. They provide loft insulation and other heating benefits according to their requirements. 

Eligibility Criteria of the Home Upgrade Grant (HUG) 

The eligibility criteria for the Home Upgrade Grant (HUG) include the following factors: 

  • Households with annual incomes lower than $36,000 are eligible for this scheme. However, people with annual incomes above this amount can also qualify because of their postal code or other eligibility factors. 
  • UK residents can also become eligible for this grant if their homes have an EPC rating of D, E, F, or G. 
  • Those homes will not qualify for the scheme if they have main gas boilers. 
  • The ownership or tenancy agreement is necessary for the eligibility of the HUG. 

Process to Get the Loft Insulation through Home Upgrade Grant

The UK residents can get the loft insulation by following the steps given below: 

  • Check the eligibility through any accredited online eligibility checker. You can take help from the official website of the UK government guidance. 
  • Contact the local authorities for guidance related to the online application and document submission. 
  • Fill out the application form and submit all the compulsory documents. 
  • An assessment team will evaluate the energy efficiency and conditions of the home. They will conclude all the measures required to increase the energy efficiency of home. 
  • On the application approval, the installation team will install the loft insulation and hand over all the details to the homeowner. 

Check your Eligibility Now

If you are receiving benefits from the UK Government then you might be eligible for free insulation grants.

Great British Insulation Scheme (GBIS)

The Great British Insulation Scheme is a UK government grant which provides free insulation upgrades. They aim to reduce fuel poverty and decrease the energy bills. They target the insulation as the main heat loss occurs due to the inefficient insulation. 

The GBIS provide the following insulation benefits: 

  • Blanket insulation is also known as Batt or Roll. 
  • Loose Fill Insulation 
  • Sheet Insulation 
  • Blown Fiber Insulation 

Eligibility Criteria for GBIS

The people who fulfil the following factors are eligible for the GBIS. 

  • The homeowners, tenants and landlords can apply for this scheme. However, tenants need to get the permission from the owner in the documentation form. 
  • The homes with inefficient energy performance, such as the EPC rating D, E, F, and G are eligible for GBIS. 
  • Households with annual income less or equal to £31,000 can enjoy GBIS benefits. 
  • The houses affected by vulnerabilities, such as diseases and disabilities can qualify for this GBIS. 

Process to Get the Loft Insulation from GBIS

The UK residents can get the loft insulation through GBIS by following the steps given below: 

  • Ensure that you are eligible for the GBIS. For this purpose,  you can use an online eligibility checker or ask the customer service team of GBIS. 
  • Go to the official website of the UK government and apply for the scheme. 
  • They will send an assessment team and check the heating requirements, the home’s conditions, and the existing heating system. 
  • The installation team will install the loft insulation if the application gets approved.

Benefits of Loft Insulation

Reduce the Heat Loss 

Due to the inefficient insulation in the home, heat energy moves through the process of conduction. According to research, 25% of the heat is lost through the home’s roof. However, you can save this heat through the loft insulation. 

Save the Energy Bills 

Loft insulation acts as a barrier for the heat to escape from the roof. Due to this, heat is accumulated inside the home. 

In this way, the heating systems don’t need to produce more heat to raise the temperature inside the home. According to an estimate, loft insulation can save up to £355 of energy bills per year. 

Improve the Comfort 

In summer, comfort mainly depends upon the temperature inside the home. However, due to heat loss, households can’t maintain a comfortable temperature inside their homes. 

One of the main reasons behind this is the inefficient roof insulation. In such cases, the loft insulation can help maintain the temperature by reducing the heat loss. 

Decrease the Carbon Emissions 

When loft insulation doesn’t let heat loss, the heating systems can easily raise the temperature by working for a lesser number of hours. In this way, they consume less energy resources which results in a decrease in carbon emissions. 

Conclusion

While installing loft insulation, you have to consider several factors, such as the material, type, energy efficiency, durability, and compatibility with the zone. That’s why you should get help from professional loft installers.

Frequently Asked Questions

If you consider the energy bills, it can save up to £355 annually. In the case of carbon dioxide, it may save up to 610 kg per year.

The installation of loft insulation doesn’t take much time, it can take 4 to 8 hours. Moreover, it can take one day in large houses.

You can apply for more than one schemes, but you can’t get funding from more than one scheme.

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